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When Should You File an Insurance Claim? The “Tough Truth” About Your Rates

When Should You File an Insurance Claim? The “Tough Truth” About Your Rates

by Van Pelt & Son Agency, Inc | Apr 21, 2026 | Claims & Coverage Guidance, Home & Auto Insurance, Insurance Tips & Education

Whether it’s a minor fender bender or a small leak in the kitchen, your first instinct after an accident is likely to call your insurance agent. After all, that’s what you pay premiums for, right? While insurance is your safety net for major losses, here is the tough...

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